Byaj Book Loan & Debt Manager

Byaj Book is a Loan and Debt Management Udhar Ledger Account Book for a lender to manage their private loans or credit debit with friends, family, and colleagues. Replace your traditional payment reminder book or khata book with new digital ledger debt management software.

One of the standout features of the Byaj Book debt management tool is its live gold and silver price feature, which allows money lenders to make informed decisions about lending on EMI against gold and silver. With real-time updates on the value of this precious asset, the Byaj Book debt manager tool helps lenders maximize their profits and minimize risk.

In addition to its Loan Management capabilities, Byaj Book includes many other useful tools, such as interest and EMI calculator, and a recurring deposit tracker. With Byaj Book, you have everything you need to take control of your finances and achieve your financial goals.

This Digital Interest ledger allows users to do small business accounting from adding customers, creating or deleting loans, recording transactions, Automated SMS notifications on loan creation and payments, Automated Payment Reminders, Transaction Reports, Settlement Reports

Why you should use Byaj Book digital ledger for Debt Management?

✅ Forget Book-keeping: Replace your laal-Kitab/Ledger Account /Udhar Book with Byaj Book.

✅ Simple and Secured: Manage all your debt easily in this Digital bookkeeping app easily.

✅ 100% Free, Safe, and Secure: Send Automated payment reminder. App Lock to Secure your data.

✅ Multilingual: Currently the app supports Hindi, English, Gujarati, Marathi & Hinglish.

✅ Everything Backed-up: Never lose your data with automatic backup. If your phone is lost or you wish to use it on another phone; just log in to the device using your phone number.

✅ Add notes: Notes can be added to a debt while creating or editing a debt; which can be helpful when referring to debt in the future.

✅ Automated Payment Reminder: Never miss a payment with the automatic reminder, set a collection date, and we will send a reminder to you and your customers for payment collection.

✅ Send WhatsApp Payment Reminder: Send payment reminders on WhatsApp or any other messaging app for faster payment collection.

✅ Security lock: You are the gatekeeper of every loan you create on the app, Add a 4-digit Security lock.

✅ Download Reports: You can download various reports like Party Statements, Payment Collection Reports, Loan Closure Reports, Profit/Loss Statements, Transaction Reports, and many more; everything is just a tap away.

✅ Share Reports: You can share reports in PDF format with anyone using WhatsApp, email, or any other messaging application.

✅ Safe & Reliable: Your data is Secure and will not be accessible to anyone else.

✅ Go Digital: Use ByajBook and help transform India into a digitally empowered society and knowledge economy.

✅ Free Calculator: You can simulate interest calculations for simple and compound interest for a time period by selecting either the date range or the number of days/weeks/months/years.

✅ Made with ❤️ in India

Who can use ByajBook?

💍 Jewellery shop, Jauhar, gold seller, Money Lender

📱 Mobile Recharge, Electronics Repair, and Accessories shops

🛍️ Kirana Shop, General Store, Grocery Store, Provision Store

🍍 Bakery, Fruit, and Juice Shops

👕 Garments, Hosiery, tailor shop

📈 Finance Firms

🏡 Real Estate Brokers

Powerful Loan Management Tool for all your needs.

What can I use Byaj Book for?

✅ Managing Udhar among Friends and Family

✅Managing Udhar among business and office colleagues

✅ Managing Peer to Peer loans

✅Managing Personal Loans

✅ Managing Mortgage Loans

✅ Interest Calculator

Whether you are a seasoned financial expert or just starting out on your financial journey, Byaj Book Debt Manager is the perfect companion to help you succeed. So why wait? Download Byaj Book today and start making smart financial decisions for your future!